Small Business Banking

Offset Service Charges with an Earnings Credit

Our Commercial Checking Account lets you offset service charges with an earnings credit based on your account balance.

With the Commercial Checking Account you can enjoy:

  • A low monthly maintenance fee of $13.1
  • An earnings credit2 tied to the 90-Day Treasury Bill Rate to help offset fees.
  • Convenient access to your funds with hundreds of branches and over 1,000 ATMs.
  • Customizable account statements with StatementSelect - choose from four statement styles to meet your unique money management preferences.
  • Free Business Check Cards with Chevy Chase Rewards to add purchasing power with rewards.
  • Access to all your business accounts when you link them to your Business Check Card.
  • Free Online Banking for Small Business with free online bill payment for access to your accounts anytime, anywhere you have Internet access.
  • e-Statements – access up to 16 months of statements and associated checks in Online Banking for Small Business. This convenient organizational tool also is environmentally friendly.
  • A variety of Capital One Business® credit cards3 featuring No Hassle Miles and rewards.
  • Access to Small Business Specialists seven days a week, and access to your accounts 24 hours a day with Automated Telephone Banking. Simply call 1-877-987-4BIZ (4249).

To Open an Account or Learn More

To get started, call us at 1-877-987-4BIZ (4249), visit a branch near you, or contact one of our Business Bankers.

1 For more information on fees, refer to our Schedule of Fees for Business Accounts.
2 An earnings credit is a credit we provide to you to offset fees based on the account balances you maintain in your Commercial Checking account. The earnings credit rate is based on the previous month's average 90-Day Treasury Bill Rate.
3 Subject to credit approval.

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