Chevy Chase Bank Personal Banking - Account Selector: Recommendations

Personal BankingAccount SelectorChevy Chase Checking Accounts Benefits Comparison Banking Packages

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	Platinum Banking Package	Silver Banking Package	Preferred 50 Banking Package	Student Banking Package
*Product Features:*
Checking Account Benefits	Ability to combine deposit, credit & investment⁽¹⁾ account balances to waive monthly fee	Ability to combine deposit, credit & investment⁽¹⁾ account balances to waive monthly fee	FREE for customers aged 50 and older	FREE for students enrolled in Online Banking
Interest on Checking	Yes Best rates	Yes Preferred rates	Yes
Consolidated monthly statement	Yes All deposit, credit and investment accounts	Yes All deposit, credit and investment accounts	Yes All deposit, credit and investment accounts	Yes Checking and savings accounts
Customizable account statements	Yes StatementSelect e-Statements QuickCheck	Yes StatementSelect e-Statements QuickCheck	Yes StatementSelect e-Statements QuickCheck	Yes StatementSelect e-Statements QuickCheck
FREE Savings & Money Fund/Market Accounts ⁽²⁾	Yes	Yes	Yes
FREE Platinum High Yield Savings Account⁽²⁾	Yes Highest savings/money market rates on balances of $50,000+
One FREE Secondary non- interest checking account in Package	Yes
Bonus Interest Rates on CDs⁽³⁾	Yes Best rates	Yes Preferred rates
FREE Chevy Chase Check Card	Yes	Yes	Yes	Yes
FREE Chevy Chase Rewards Featuring Visa^® Extras	Yes	Yes	Yes	Yes
No annual fee Chevy Chase Bank Flexible Rewards Platinum Visa^® Credit card⁽⁴⁾	Yes	Yes	Yes	Yes Student Flexible Rewards Credit Card
FREE, Unlimited Account Access Through Chevy Chase Online Banking, Telephone Banking and Chevy Chase Bank ATMs	Yes	Yes	Yes	Yes
FREE online bill Payment Featuring e-Bills	Yes	Yes	Yes	Yes
FREE non-Chevy Chase Bank ATM Transactions	Yes	Yes ⁽⁵⁾ Three free per statement cycle
Fee-free online Point-of-sale Purchases with Check Card	Yes	Yes
FREE Chevy Chase Bank Wallet-style Checks ⁽⁶⁾	Yes	FREE first order	Yes
Free cashier's Checks	Yes	Yes	Yes
Fee-free American Express^® Travelers Cheques	Yes	Yes
Fee-free American Express Gift Cards and Gift Cheques	Yes ⁽⁷⁾
50% Discount on Safe Deposit Box Rental with Autopay ⁽⁸⁾	Yes
Personal Line of Credit/Overdraft Protection ⁽⁴⁾	Yes No Annual Fee	Yes Reduced Annual Fee	Yes	Yes No Annual Fee
Discount on Home Equity Loans w/ Autopay (at closing) ⁽⁴⁾	Yes 3/4%	Yes 1/2%	Yes 1/2%
Discount on Consumer Loans w/ Autopay (at closing) ⁽⁴⁾	Yes 1/2%	Yes 1/4%	Yes 1/4%	Yes 1/4%
Daily Purchase Availability on Chevy Chase Check Card ⁽⁴⁾	Yes Up to $5,000	Yes Up to $3,000	Yes Up to $3,000	Yes Up to $3,000
Daily ATM Withdrawal Availability ⁽⁴⁾	Yes Up to $1,000	Yes Up to $500	Yes Up to $500	Yes Up to $500
Telephone Access to VIP Service	Yes
Minimum Balance Requirement	$15,000 overall; $10,000 of which must be in Checking, Savings, Money Fund, CDs and/or CCFS Investments⁽¹⁾	$10,000 overall; $5,000 of which must be in Checking, Savings, Money Fund, CDs and/or CCFS Investments⁽¹⁾	N/A	N/A
Monthly fee	No monthly fee if minimum balance requirement is met, otherwise $20	No monthly fee if minimum balance requirement is met, otherwise $15	No monthly fee	No monthly fee if you enroll in Online Banking, otherwise $4, except during June, July & August when the fee is waived

(1) Chevy Chase Financial Services investment accounts are not from a bank and
are not FDIC insured, are not bank guaranteed, and may lose value.
(2) When account is combined in a Banking Package.
(3) Excluding pre-existing CDs, Jumbo CDs and certain promotional CDs.
(4) Subject to credit approval. Must be 18 years or older to apply for credit products.
(5) Fees charged by other financial institutions apply after 3rd non-Chevy Chase Bank
ATM transaction.
(6) Or, $6 discount on other check styles.
(7) Fee-free when purchased in a Chevy Chase Bank branch.
(8) Subject to availability.