Personal BankingChecking AccountsFree Direct Deposit Checking

Looking for no-fee access to your account across all channels — ATMs, Online Banking, Telephone Banking and Chevy Chase Bank branches? Our Free Direct Deposit Checking is a great way to keep your banking simple and predictable.

• No monthly fee — No monthly fee with at least one direct deposit per statement cycle, otherwise $10. Fee is waived for the first three months, to allow direct deposit to be initiated.
• No minimum balance — You decide how much to keep in your account.
• Flexible account access — Unlimited checkwriting, 24/7 access via ATMs, Chevy Chase Online Banking, Telephone Banking and unlimited representative-assisted financial transactions.

Your Free Direct Deposit Checking Account comes with these great features and benefits that make banking even easier:

• Chevy Chase Check Card — It’s the Card that works like a check for shopping and travel everywhere Visa® debit cards are accepted. You can use your Chevy Chase Check Card to access all your Chevy Chase Bank checking, savings, money market, CD, loan, line of credit, and credit card accounts, and account value information for investment accounts opened through Chevy Chase Financial Services¹ at Chevy Chase Online Banking, Telephone Banking, and more than 1,000 Chevy Chase Bank ATMs. And, you can access cash at more than 530,000 ATMs worldwide — wherever you see the Star®, Plus®, or Visa® symbols.
• Get Special Deals with Great Offers from Visa Rewards Online!
  Get great discount offers from a variety of your favorite merchants when you use your Chevy Chase Check Card or Visa® Credit Card.
• Free Chevy Chase Online Banking — 24-hour access to all accounts linked to your Chevy Chase Check or ATM Card and free online bill payment — all from anywhere you have Internet access. Check balances, view transactions, transfer funds, make payments, and more.
• Overdraft Protection² — A Personal Line of Credit attached to checking that gives you peace of mind if you accidentally overdraw your account.
  • Attach your Home Equity Line of Credit to your checking account for overdraft protection and enjoy greater peace of mind when making larger purchases.
• StatementSelect — Choose from four statement style options to best match your money management preferences.
• e-Statements — Choose to receive your statements electronically and enjoy fast and convenient access to your monthly statements through Chevy Chase Online Banking.
• Chevy Chase Bank Visa^® — The extra buying power you need with no annual fee and a competitive rate.
• Savings and Money Fund Accounts — interest-bearing accounts that put your savings to work for you — use for emergencies, to pay for your next vacation, or whatever you need. Link them to your Chevy Chase Check Card for easy access.

Opening a Free Direct Deposit Checking Account is quick and easy. Simply get the application.³ Then, either bring your completed application to the Chevy Chase Bank branch nearest you, or drop it in the mail with a check for your initial deposit to the following address:

Chevy Chase Bank
New Account Opening
6200 Chevy Chase Drive
Laurel, MD 20707

Of course, if you ever have any questions, contact us at 301-987-BANK or
1-800-987-BANK (out of area). We'll be happy to assist you.

Chevy Chase Bank also offers a quick and easy way to determine which checking account best fits your life. Consult our Account Selector to find the account that's best for you.

¹Chevy Chase Financial Services is not accessible through Chevy Chase Bank ATMs. Chevy Chase Financial Services is a wholly and indirectly owned subsidiary of Chevy Chase Bank, a registered securities broker dealer, a member of FINRA and Member SIPC.

²Overdraft Protection is subject to credit approval.

³ To view and print the checking application, you will need Adobe Acrobat Reader.