Personal BankingChecking AccountsInterest Checking

You want your money to be working hard for you. Our interest-bearing checking account ensures that you make the most of every dollar.

Interest Checking
Low minimum balance of $1,000 waives the $12 monthly fee.

• Tiered interest rate structure — Allows you to earn higher rates on higher balances.¹
• Unlimited account access — Make deposits, get cash, check balances, and write checks as often as you like.

Your Interest Checking Account comes with these great features that make banking even easier:

• Overdraft Protection² — A Personal Line of Credit or Home Equity Line of Credit attached to checking that gives you peace of mind if you accidentally overdraw your account or when making larger purchases.
• Chevy Chase Check Card with Rewards — It’s the Card that works like a check for shopping and travel everywhere Visa® debit cards are accepted. With your Check Card you can:
• Access all your Chevy Chase Bank checking, savings, money market, CD, loan, line of credit, and credit card accounts, and account value information for investment accounts opened through Chevy Chase Financial Services³ at Chevy Chase Online Banking, Telephone Banking, and more than 1,000 Chevy Chase Bank ATMs.
• Access cash at more than 530,000 ATMs worldwide — wherever you see the Star®, Plus®, or Visa® symbols.
• Earn rewards with every qualifiying purchase with Chevy Chase Rewards featuring Visa Extras . It’s like getting rewarded for buying the things you need to buy anyway!
• Get special deals with great offers from a variety of your favorite merchants from Visa Rewards Online.
• Free Chevy Chase Online Banking — 24-hour access to all accounts linked to your Chevy Chase Check or ATM Card and free online bill payment — anywhere you have Internet access. Check balances, view transactions, transfer funds, make payments, and more.
• StatementSelect — Choose from four statement style options to best match your money management preferences.
• e-Statements — Choose to receive your statements electronically and enjoy fast and convenient access to your monthly statements through Chevy Chase Online Banking.
• Credit Cards with Rewards² With the Chevy Chase Bank Flexible Rewards Platinum Visa®², it’s simple to get the rewards you want, when you want them. And we make it easy to earn points fast, so you can start rewarding yourself right away.
• Savings and Money Fund Accounts — Interest-bearing accounts that put your savings to work for you — use for emergencies, to pay for your next vacation, or whatever you need. Link them to your Chevy Chase Check Card for easy access.

Opening an Interest Checking Account is quick and easy. Simply download the application,⁴ fill it out, and bring it to the Chevy Chase Bank branch nearest you, or drop it in the mail with a check for your initial deposit, to the following address:

Chevy Chase Bank
New Account Opening
6200 Chevy Chase Drive
Laurel, MD 20707

And, to make opening your account and moving your direct deposits and automatic withdrawals even easier, see our Switch Kit.

Of course, should you ever have any questions, contact us at 301-987-BANK or
1-800-987-BANK (out of area). We'll be happy to assist you.

¹ Interest calculation is based on daily collected balance.

² Subject to credit approval.

³ Chevy Chase Financial Services is not accessible through Chevy Chase Bank ATMs. Chevy Chase Financial Services is a wholly and indirectly owned subsidiary of Chevy Chase Bank, a registered securities broker dealer, member FINRA and Member SIPC.

⁴ To view and print the checking application, you will need Adobe Acrobat Reader.