Personal BankingChecking AccountsPlatinum Banking Package

Rewarding you for your business and giving you the services that fit your unique money management needs, now that's smart. And that's what you get with our top-of-the-line Platinum Banking Package. It's much more than an ordinary banking account. A Platinum Banking Package offers our highest rates on money market funds, savings and interest checking, a host of free and discounted products and services, our very best rates for borrowing, VIP-level service and much more. The Platinum Banking Package gives you:

Rewards for All Your Banking Business

  • Combine balances from all your accounts — from checking and savings to home equity, mortgage, credit card,money market and investment* accounts — in one Package to qualify for monthly fee waivers on checking, a variety of other free services and more.

Simplified Money Management

  • Get a comprehensive picture of all your deposit, credit and investment account balances, all organized on one consolidated Banking Package statement.
  • Plus, with StatementSelect, you can choose from four statement style options to best meet your money management preferences. You can also choose to receive your statements electronically with e-Statements.

One Card Access to All Accounts

  • One Card — the All Access Chevy Chase Check Card — gives you instant access and expanded transaction power over all your deposit, credit, and investment accounts. Link all your accounts to your Card and enjoy 24/7 access to them through Chevy Chase Online Banking, Telephone Banking, and Chevy Chase Bank ATMs. So you can bank when, where and how you want!

Free and Discounted Services

  • FREE secondary non-interest bearing checking account
  • FREE savings, money fund and money market accounts
  • FREE Online Banking with FREE online bill payment featuring e-Bills
  • FREE Chevy Chase Check Card
  • FREE non-Chevy Chase Bank ATM transactions 1
  • Unlimited fee-FREE purchases with a Chevy Chase Check Card or ATM Card
  • FREE standard wallet-style checks or $6 discount on other check styles
  • No annual fee on Personal Line of Credit 2
  • Fee-FREE American Express® Gift Cards and Gift Cheques when purchased at a Chevy Chase Bank branch
  • Fee-FREE American Express® Travelers Cheques when purchased at a Chevy Chase Bank branch
  • 50% off safe deposit box rentals when payments are deducted automatically from your checking account 3

Our Best Rates

  • Earn more with our best interest checking rates — higher balances earn higher rates with our tiered interest rate structure
  • Earn our best CD 4 rates — at least 1/4% higher than our standard rates. Plus, higher balances can earn higher rates with our tiered interest rate structure
  • Enjoy exclusive access to our Platinum High Yield Savings account, offering our highest savings/money market rates on balances of $50,000 and above
  • Receive a 3/4% rate discount on Home Equity Loans and auto loans 2 with autopay to get maximum savings and greater purchasing power
  • Receive a 1/2% rate discount on Consumer Loans 2 with autopay to minimize your borrowing costs

VIP Service

  • Exclusive telephone access to VIP service from a team of skilled, highly trained sales and service associates dedicated to meeting your banking, borrowing and investing needs
  • Enjoy expedited service and special handling of your requests

Extra Benefits

  • Reward yourself with the Chevy Chase Bank Flexible Rewards Platinum Visa® credit card 2 and turn everyday purchases into extraordinary rewards like cash back, gift cards, travel and brand name merchandise
  • Receive our highest daily spending and ATM cash withdrawal limits, up to $5,000 for Check Card purchases, $1,000 for cash and online POS withdrawals 2
  • Attach your Home Equity Line of Credit to your Platinum Banking Package checking account for overdraft protection and enjoy peace of mind when making larger purchases. The higher credit lines and lower rates that come with a Chevy Chase Bank Home Equity Line of Credit mean you get greater overdraft protection at a much lower cost

The Platinum Banking Package — providing extraordinary benefits and unbeatable privileges.

Open One Today!

To get all the benefits and all the extras that come with the Platinum Banking Package, simply maintain an overall relationship balance of $15,000; $10,000 of which must be in checking, savings, money market/fund, CDs and/or Chevy Chase Financial Services investment accounts.**

To open your Platinum Banking Package, visit a branch near you, call us at 301-987-BANK or 1-800-987-BANK (out of area) and select "3" for a Platinum Banking Specialist, or complete our account opening form 5 and bring it with you when you visit a branch. And, to make opening your account and moving your direct deposits and automatic withdrawals easier, see our Switch Kit.

Not sure if the Platinum Banking Package is right for you? Chevy Chase Bank offers a quick and easy way to determine which checking account best fits your life. Consult our Account Selector.

1 Chevy Chase Bank fee rebate provided at the time of statement cycle. Fees charged by other financial institutions waived the same day as transaction.
2 Subject to credit approval. Must be 18 years or older to apply.
3 Subject to availability.
4 Excludes existing CDs, Jumbo CDs and certain promotional rate CDs.
5 To view and print the checking application, you will need Adobe Acrobat Reader.

*Investment accounts opened through Chevy Chase Financial Services are not accessible through Chevy Chase Bank ATMs. Chevy Chase Financial Services is a wholly and indirectly owned subsidiary of Chevy Chase Bank, a registered securities broker dealer, member FINRA and Member SIPC.

**No monthly fee if minimum balance requirement is met, otherwise $20.

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