Personal BorrowingHome Equity

You've got a lot invested in your home. At Chevy Chase Bank, we recognize that value by making it easy for you to use the equity you've built up in your home to finance a home improvement project, consolidate debts, send your kids to college, even to buy a car or other major purchase. Our extensive lineup of home equity lines of credit and fixed-rate loans allow you to borrow 80%, 90%, or even 100% of the value of the equity in your home at competitive rates.

Because your home secures the loan, rates are significantly lower than for many other types of credit. And home equity interest is generally tax-deductible (consult your tax advisor).

Choose the situation below that best matches your current needs, and explore how home equity credit can help you achieve your personal goals.

"If something comes up, I want to be able to go for it. I'd like a low-interest, revolving line of credit that I can use anytime I like and can repay on a flexible schedule."
Home Equity Line of Credit

"I've got one thing in mind that I'll need a loan for. I want a low, fixed interest rate and a fixed schedule of payments that doesn't change."
Home Equity Fixed-Rate Loans

"I'd like to see how much home equity credit I might qualify for based on the equity I currently have in my home."
Calculate now.

"I think I may be able to lower my monthly payments if I consolidate my credit cards and other loans. How do I find out?"
Calculate now.

"I'm planning on getting a new car and would like to know if I'm better off financing with a home equity loan vs. an auto loan."
Calculate now.

See a full listing of our Home Equity calculators.

See how easy it is to apply
Complete a Home Equity application today, call 301-987-BANK or 1-800-987-BANK (out of area), or stop by the Chevy Chase Bank branch nearest you.