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Mortgage Application Checklist

Welcome to our Mortgage Application Checklist. If you're wondering why the list below is so short, it's because our Home Loan Express online mortgage application requires substantially less information than a traditional mortgage application. For example, we ask only for income and asset amounts, rather than account numbers or other detailed information.

You might want to print this checklist and use it as a handy guide. Once you gather the information below for all borrowers, filling out our eight-step Home Loan Express online mortgage application will take just minutes - and you'll get a loan decision in minutes, too, rather than in hours or days.

All applicants will need:

• Social Security numbers
• Current contact information (address, phone numbers, e-mail, etc.)
• Information about income (pension statements, dividend statements, divorce decree, child support payment history, etc.)
• Information about assets, drawn from current statements (checking, savings, stocks and bonds, mutual funds, CDs, gifts, proceeds from the sale of real estate, etc.)
• Information about any real estate debts that you may have (including home-equity loans and other lines of credit, even if you have not drawn on the account)

Self-employed applicants will need:

• Their most recent federal tax return and attachments

Applicants who have not yet found a house will need to know:

• The state and county in which they're looking

Applicants who have found a house will need:

• Their sales contract, also known as a purchase agreement, fully executed by all parties

Applicants who are refinancing will need:

• The estimated market value of the home they're refinancing

Complete a Home Loan Express online application now or apply by calling us at 301-987-BANK (2265) or 1-800-987-BANK (out of area). Our Mortgage Advisors are available seven days a week from 7 a.m. to 11 p.m. EST. If you would prefer that we contact you, please complete our online request form.